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cd interest rates forecast 2023 Bnb XRP aave Bonk coinbase futures litecoin futures cardano futures

What will CD rate forecasts look like in 2024?

However, with the Federal Reserve cutting the federal funds rate by a half-point in September 2024, CD rate forecasts may look a bit different toward the end of 2024 and into 2025. We’ve rounded up the top banks and credit unions where you can find the highest APYs on CDs of various terms.

Why did CD rates rise in 2022 & 2023?

CD rates surged in 2022 and 2023 due to the Federal Reserve’s interest rate hikes aimed at curbing inflation. But rates plateaued in early 2024 as the Fed paused further increases. With the Fed lowering the federal funds rate since September 2024, CD rates are expected to decline for the rest of the year.

What are the best CD rates in 2024?

He has years of experience as a go-to-market leader and serial entrepreneur, with a focus on operations, sales and marketing. Was this article helpful? The best CD rates of 2024 are as high as 4.75% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate.

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